Technology / Product Studio

Bring your digital insurance programs to market sooner

Configure insurance programs for different partners and markets without rebuilding the underlying product

Build and manage products across any insurance line

Flexibility across product lines

Configure products for any insurance lines, with the flexibility to meet each product’s coverage, partner and market requirements.

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More control for product teams

Give business teams intuitive UIs to create and update products themselves, reducing reliance on engineering for routine changes.

Less work when entering new markets

Build on established product foundations so local teams can focus on adapting offers for their markets and partners.

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Continuity from distribution to claims

Use the configured product as a common foundation for connecting distribution channels and supporting claims handling.

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From setup to scale

30%
reduction in configuration time
4- 6 weeks
from configuration to launch
1 → many
programs and plans across partners and markets

How you can control and manage your products

Set product-level requirements, adapt configurations for local needs and approve programs before launch

01

Start with a template or a standalone product

Create reusable product templates that teams can adapt for different partners, markets and customer segments. For products that do not need multi-market variations, create a standalone configuration.

02

Define program guardrails

Define coverages, limits, underwriting, pricing and claims requirements in the product configuration, then tailor for individual markets and partners within those boundaries.

03

Keep local changes separate

Local teams edit their partner or market configuration while the shared product template remains unchanged. This lets them meet local requirements while retaining the product’s global standards.

04

Approve programs and record changes

Every program requires approval before it goes live. Configuration changes are recorded in an audit log so teams can trace changes over time.

What your teams can configure

Tailor parameters that vary by partner or market while keeping the underlying product structure consistent

  • Coverage
  • Perils
  • Exclusions
  • Benefits and limits
  • Eligibility rules
  • Underwriting rules
  • Acceptance criteria
  • Pricing
  • Terms and conditions
  • Documents
  • API data requirements
  • Notifications
AI capability

Convert policy wordings into ready-to-launch digital products

Our AI assistant extracts policy coverages, limits and rules, removing manual entry and making each product API-ready so you can launch across channels faster.

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AI-assistant Product Configurator for digital and embedded insurance

Explore our platform

Distribution

Flexible distribution options, from ready-to-launch branded D2C sites to fully embedded API journeys.

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Policy Hub

Give each partner a branded portal where customers can access policies, documents and claims.

Explore Policy Hub

Claims Reporting

Configure digital claims reporting for each insurance product within partner journeys.

Explore Claims Reporting

Parametric

Design, test and launch parametric products with live data and automated payouts.

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AI Recommendation Engine

Recommend the right protection at the right moment, using real-time customer context.

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AI Conversational Agents

AI agents that guide customers from question to next step across sales, servicing and claims.

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AI Claims Processing

Automate claim interpretation, validation and decisioning within your claims rules.

Explore AI Claims Processing
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Make digital insurance work for you