Modular insurance technology built around your business

Build and manage a portfolio of insurance programs on our platform that works alongside your existing core systems, without building a separate solution for each partner.

License the capabilities you need and add more as partner requirements evolve.

Request a demo

How it works

We simplify embedded insurance at every step, from product setup to claims, so you can focus on scaling your business. 

Configure Any Insurance Product

Build and manage products from simple retail to complex commercial
  • Reusable product foundations: Maintain a global product library that local teams can copy, localize and adapt into partner-specific plans
  • No-code updates: Let your teams launch or change products in minutes through intuitive UIs, without coding
  • API-ready by default: Access self-service API payloads for each product and channel to connect configured products to distribution
  • For-why-pay mapping: Map insured perils to the relevant benefits to support automated claims handling
Explore Product Studio
discovermarket Product Studio screen configuring an insurance product bundle

Flexible Product Distribution

Deliver a digital-first insurance experience across any channel
  • One setup, every channel: Reuse a single product configuration across branded D2C sites, widgets, SDKs and APIs
  • No custom development: Let your teams configure and manage distribution through intuitive UIs
  • Grow with each partner: Adapt distribution channels as each partner’s digital maturity grows without any rebuilds
  • Sales data straight to your core: Send policy and sales data to your systems through APIs or bordereaux files.
Explore Distribution
Distribution options with toggles for API, no-code branded D2C site and widget integration

Streamline Policy Management

Simplify policy servicing for customers and insurer teams across partner channels
  • Self-service, white-labeled Policy Hub: Centralized policy information, documents, service requests and communications for your partner’s customers
  • Plug-and-play deployment: Launched per partner across all distribution channels, configured through intuitive UIs
  • API-driven servicing: Every action triggered from your partner’s platform, for customers and insurer staff
  • Timely Updates: Keep customers and stakeholders updated with real-time, automatic notifications
Explore Policy Hub
discovermarket policy notifications for a claim update, a renewal reminder and a new insurance offer

Digital Claims Handling

Simplify claims intake and reduce routine service demand
  • Digital claims intake: Collect claim information through forms or conversational journeys, with chat-based reporting across web, in-app and WhatsApp
  • Configurable FNOL per product: Configure FNOL questions and claim flows per product through intuitive UIs

  • Secure document handling: Keep supporting documents securely stored and readily available for teams to review

  • Lower servicing costs, faster updates: Use real-time claim status and automated notifications to reduce customer enquiries and manual follow-ups, cutting servicing effort and time customers spend waiting for information
Explore Claims Reporting
Claim documents step: automated checks flag one upload that may not be a document and one that is too blurry to read, each with a Replace file option

Unified Data Analytics

One real-time view across partners, entities and geographies

  • Real-time performance insights: Monitor sales, claims and portfolio KPIs, with automated trend and anomaly alerts

  • Detailed portfolio views: Drill down by group, entity, geography, partner or product, with role-based access and data separated by entity

  • Self-service analytics: Create views and add metrics without relying on data or IT teams
  • Core-ready reporting: Export bordereaux and general ledger-ready data for your existing core and finance systems
discovermarket performance dashboard with policy, GWP and sales charts

How it works

We simplify embedded insurance at every step, from product setup to claims, so you can focus on scaling your business. 

discovermarket Product Studio screen configuring an insurance product bundle

Configure Any Insurance Product

Build and manage products from simple retail to complex commercial
  • Reusable product foundations: Maintain a global product library that local teams can copy, localize and adapt into partner-specific plans
  • No-code updates: Let your teams launch or change products in minutes through intuitive UIs, without coding
  • API-ready by default: Access self-service API payloads for each product and channel to connect configured products to distribution
  • For-why-pay mapping: Map insured perils to the relevant benefits to support automated claims handling
Explore Product Studio
Distribution options with toggles for API, no-code branded D2C site and widget integration

Flexible Product Distribution

Deliver a digital-first insurance experience across any channel
  • One setup, every channel: Reuse a single product configuration across branded D2C sites, widgets, SDKs and APIs
  • No custom development: Let your teams configure and manage distribution through intuitive UIs
  • Grow with each partner: Adapt distribution channels as each partner’s digital maturity grows without any rebuilds
  • Sales data straight to your core: Send policy and sales data to your systems through APIs or bordereaux files.
Explore Distribution
discovermarket policy notifications for a claim update, a renewal reminder and a new insurance offer

Streamline Policy Management

Simplify policy servicing for customers and insurer teams across partner channels
  • Self-service, white-labeled Policy Hub: Centralized policy information, documents, service requests and communications for your partner’s customers
  • Plug-and-play deployment: Launched per partner across all distribution channels, configured through intuitive UIs
  • API-driven servicing: Every action triggered from your partner’s platform, for customers and insurer staff
  • Timely Updates: Keep customers and stakeholders updated with real-time, automatic notifications
Explore Policy Hub
Claim documents step: automated checks flag one upload that may not be a document and one that is too blurry to read, each with a Replace file option

Digital Claims Handling

Simplify claims intake and reduce routine service demand
  • Digital claims intake: Collect claim information through forms or conversational journeys, with chat-based reporting across web, in-app and WhatsApp
  • Configurable FNOL per product: Configure FNOL questions and claim flows per product through intuitive UIs

  • Secure document handling: Keep supporting documents securely stored and readily available for teams to review

  • Lower servicing costs, faster updates: Use real-time claim status and automated notifications to reduce customer enquiries and manual follow-ups, cutting servicing effort and time customers spend waiting for information
Explore Claims Reporting
discovermarket performance dashboard with policy, GWP and sales charts

Unified Data Analytics

One real-time view across partners, entities and geographies

  • Real-time performance insights: Monitor sales, claims and portfolio KPIs, with automated trend and anomaly alerts

  • Detailed portfolio views: Drill down by group, entity, geography, partner or product, with role-based access and data separated by entity

  • Self-service analytics: Create views and add metrics without relying on data or IT teams
  • Core-ready reporting: Export bordereaux and general ledger-ready data for your existing core and finance systems

AI that understands your insurance context

Built into every layer of our platform, delivered through simple, flexible APIs

AI Product Recommendation Engine

Surface the right cover at the right moment. Our recommendation engine reads customer context and journey signals to propose the products most likely to convert in real time.

Explore AI Recommendation Engine
AI recommendation engine suggesting flight delay and gadget cover for a frequent-traveller profile

AI Conversational Agents

Help customers find cover, manage their policy and start a claim through conversation on web, in-app and messaging, with a clear route to your team when they need one.

Explore AI Conversational Agents
Chat conversation where a customer asks if their laptop is covered abroad and the agent answers from their Home Contents policy

AI Claims Processing

From first notice of loss to payout decision: documents processed, expenses verified and claims settled in minutes, with full auditability.

Explore AI Claims Processing
discovermarket claims dashboard showing an approved trip-delay claim with its timeline and expenses

One global platform, separated by entity, country and partner

Group

Central governance

Group-wide products, rules and data models

Region

Regional independence

Separate operating layer per region

Country

Fast country rollout

New markets without duplicating systems

Partner

White-labeled partner workspaces

Each brand runs its programs under its own branding, users and roles

Data

Strict segregation

Data, reporting and access isolated per entity and partner

Your ecosystem, our technology

Diagram: partner journeys reach discovermarket through a branded D2C site, widget or API, and discovermarket feeds the API layer of your policy core, claims core, GL and CRM through bordereaux extracts or API
Work with your existing insurance systems

Integrate discovermarket with existing policy administration, underwriting, and claims systems rather than undertaking a full core-system replacement.

Platform navigation with the partners menu open, listing Group entity, Aura Bank, Nova Telco and Vista Retail
Manage multiple distribution partners through one platform

Configure products and distribution journeys for different partners without having to develop and maintain a separate insurance solution for each relationship.

Product setup on the premium step, with calculation type Fixed Premium, rounding to the nearest 0.01 and a minimum premium of SGD 10.00
Give business teams greater control

Enable authorized teams to configure products, pricing, rules, and partner-specific requirements without depending on new software development for every adjustment.

Technical highlights

Built on Microservices, API-first, Cloud-native, and Headless (MACH) principles for modularity, agility and scalability.

Runs on any cloud (AWS, Azure, GCP) for maximum flexibility and cost control — no vendor lock-in.

Serves multiple brands and partners on one platform with strict data separation, reducing overhead and boosting efficiency.

Designed to support any insurance product in any industry, any market, allowing rapid configuration and customization.

Built with privacy-first principles, ensuring data protection, consent management, and secure processing in line with the GDPR standards.

Adheres to global security standards with strong controls for data security, risk management, and compliance to safeguard sensitive information.

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Make digital insurance work for you

Request a demo