AI Conversational Agents

Give customers answers they can act on

Give customers a simpler way to navigate insurance through AI-powered conversations across web, in-app and messaging channels

Replace uncertainty with a clear next step

Customers should not have to work through insurance questions alone. Conversational agents explain cover and guide them through sales, servicing and claims, while handling routine enquiries for your teams.

Help customers feel sure about their options

Explain cover and help customers compare the choices available to them.

Help customers take the next step

Guide customers to the right action without relying on lengthy forms or manual processes.

Reduce routine service demand

Handle common questions and repetitive interactions without adding pressure to support teams.

Support customers around the clock

Extend digital support beyond service hours across the channels customers already use.

One conversation layer across the insurance journey

A dedicated agent for each part of the journey, available on the channels customers already use, so every question can lead to the right next step

Available on your channels
  • Website
  • In-app
  • Messaging
  1. Sales agent

    Discover & buy

    Help customers understand products, compare options and find cover that suits their needs

    Works withAI Recommendation Engine
  2. Servicing agent

    Manage a policy

    Answer policy questions, surface relevant information and guide customers through common servicing needs

    Works withPolicy Hub
  3. Claims agent

    Make a claim

    Guide customers through what they need to provide, answer questions and help them start the claims process

    Works withAI Claims Processing
  4. Support agent

    Get help when it matters

    Resolve everyday questions quickly, with a clear route to human support when needed

    Hands over toYour support team

From conversation to completed journey

Choose a scenario to see how a customer conversation moves into a real insurance journey on the discovermarket platform

Sales agentWebsite · Partner travel site Online

I'm off to Japan for 10 days in December. Do I need travel insurance?

It's a good idea for a trip overseas. Who's travelling?

Just meMe and my partnerFamily

Me and my partner

Plans for your trip
EssentialsSGD 62Medical costs and cancellation
PlusSGD 89Adds baggage, delays and winter sports

We're planning to ski. Which one covers that?

Travel Plus covers skiing on marked pistes. Essentials doesn't include winter sports.

Plus, then.

Your quoteTravel Plus · SGD 89.00
TripJapan · 4–14 Dec
Travellers2 adults
Review and payCheckout opened
Type a message
In the journey Distribution
  1. Trip details capturedJapan · 4–14 Dec · 2 adults
  2. Plans matched to the tripEssentials and Plus, priced for the dates
  3. Quote createdTravel Plus · SGD 89.00
  4. Checkout openedThe customer reviews and pays
ResultFrom first question to checkout in one conversation

More than a question-and-answer chatbot

Most chatbots answer the question and stop there. Conversational agents work out what the customer is trying to do, and help them do it.

  • Understands the conversation

    Responds to what the customer is trying to achieve rather than relying on rigid menu-driven flows

  • Connects conversation with journeys

    Use conversational interactions alongside digital sales, servicing and claims experiences

  • Works across channels

    Bring conversational experiences to web, in-app and messaging environments

The customer saysIn-app chat

“My phone screen cracked this morning. Am I covered, and what do I do now?”

What the agent understands
Asks
Is a cracked screen covered?
Wants to
Make a claim
Policy
Device Protection · DP-26-1182
Incident
Cracked screen, this morning
Next step
Explain the cover, then start the claim
Claims Reporting in Policy Hub

Explore our platform

Distribution

Flexible distribution options, from ready-to-launch branded D2C sites to fully embedded API journeys.

Explore Distribution

Policy Hub

Give each partner a branded portal where customers can access policies, documents and claims.

Explore Policy Hub

Claims Reporting

Configure digital claims reporting for each insurance product within partner journeys.

Explore Claims Reporting
AI

AI Recommendation Engine

Recommend the right protection at the right moment, using real-time customer context.

Explore AI Recommendation Engine
AI

AI Claims Processing

Automate claim interpretation, validation and decisioning within your claims rules.

Explore AI Claims Processing

Product Studio

Bring insurance programs to market for different partners and markets with minimal development work.

Explore Product Studio

Parametric

Design, test and launch parametric products with live data and automated payouts.

Explore Parametric
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Make digital insurance work for you