Smallholder farmers lack insurance protection
33%
of the world’s food supply is produced by smallholder farmers, yet they remain especially vulnerable
90%
of smallholder farmers still remain uninsured, leaving them unprotected from financial losses
100%
of crop insurance initiatives face barriers with affordability, accessibility, and equitable payouts
and, if we do nothing?
Social
Farmers continue to remain dependent on governmental subsidies and, 70M people potentially facing increased hunger and poverty by 2050
Environmental
A 2°C rise in global temperatures within the next few decades, with agriculture contributing 25% of greenhouse gas emissions by 2030
Economic
Climate-related agricultural losses reaching $500B annually by 2050, and extreme weather events causing $1.5T in economic losses by 2030
Our solution: Carbon Credit-Linked Insurance (CCLI)
Fully Embedded
Integrated with farmers’ carbon credit projects through project developers (PDs) and aggregator platforms to simplify insurance acquisition
Accessible
Leverages carbon reduction practices such as Alternate Wet and Drying (AWD) techniques, with generated carbon credits subsidizing insurance premiums
Parametric MRV
Automated claims enabled by Monitoring, Reporting and Validation (MRV) data, ensuring transparent, prompt and reliable parametric insurance

Our journey with Lloyd’s Lab

Key milestones and outcomes
Our ESG Mission
Cost-Efficient Global Distribution Solutions
- Reduce transaction cost
- Reshaping insurance accessibility, affordability and profitability
Revolutionize Crop Insurance
- Facilitate carbon credit access and partnerships
- Enable sustainable farming and finance tech-driven crop insurance
Reach New Customer Segments
- Pinpoint channels that reach underserved communities
- Leverage cutting-edge technology to address real customer needs